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National Pension Plan & National Health Insurance Program |
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| National Pension Plan |
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All those living in Japan, including foreign residents, who are 20 years
old or older but under 60 and who are not enrolled in either the Public
Welfare Pension Plan or the Mutual Aid Association Pension Plan must enroll
in the National Pension Plan. As a general rule, with payment of premiums
for 25 years or more within the ages mentioned above, you will be eligible
to receive benefits from the Senior Citizen Basic Pension beginning at
age 65. When a foreign resident who has paid premiums for a total of six
months or longer (adding the number of months of payment of premiums and
one-half the number of months of 50% exemption) returns to their home country
without receiving a pension, he or she may receive a lump-sum withdrawal
benefit if they apply for it within two years of their return to their
home country.
For more information concerning the National Pension Plan, please contact
Community Services: 0224-22-1312
Please note that failure in making regular payments will result in the reduction
or cancellation of benefits. Also, those citizens already subscribing to other
programs such as the Disabled Pension Program or the Surviving Family Members
Pension Program will be subject to reductions in benefits.
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| National Health Insurance Program
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In Japan, everyone is required to join either the National Health Insurance
Program or the Workers’ Health Insurance Program. The Workers’ Health Insurance
Program is a plan whereby employees are insured through their employers.
Foreign residents who plan on staying in Japan for one year or longer are
also required to join the National Health Insurance Program. When you join
the program, you will receive a National Health Insurance Certificate and
must pay a premium.
When you submit your National Health Insurance Certificate to a medical
facility for treatment, you only need to pay 30% of the medical costs (those
applicable). When an insured person gives birth or dies or when high nursing
care costs are incurred, specified amounts of benefits are provided.
For more information contact:
Public Health Services: 0224-22-1362
(for joining, withdrawal, premium charges, premium payments and benefits).
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